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Get A Glimpse Of The Risks You Face And How Your Insurance Can Protect What Matters Most
Utility vehicles or ATVs designed for use on farms can increase liability. This is mainly because these vehicles are known to be associated with high-risk behaviors, such as operating the vehicle without the use of protective equipment.
If you routinely ride your ATV or utility vehicle, be sure to always use good judgment and wear proper protective equipment, such as a helmet. Additionally, avoid behaviors that are known to increase risk of injury, such as riding on roads that are intended for automobiles.
Say, for example, that the beef produced from the cows raised or kept on a farm causes illness in a consumer when its eaten.
To combat this risk, add an endorsement that modifies your insurance policy to protect you from these potential mistakes.
Equipment used on a farm has a high risk of mechanical breakdown. For example, a farmer’s combine or chopper could ingest a rock causing equipment failure.
Add Foreign Object Ingestion coverage so the repairs on your combine or chopper will be covered on your policy. Ask your agent if your policy has this coverage since it is not “automatic” on most farm policies.
During harvest, a farmer often stores grain in grain bins, and this grain usually sells within a few months. Coverage is needed while the grain is on-site, but it could get expensive to fully maintain this coverage during the rest of the year when no grain is present on the farm.
Recommended Reading: Paul Baker State Farm Insurance
Insurance In Kennett Mo
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We Are Your Trusted Insurance Agency Serving Kennett Mo
Home » Contact » Kennett, MO Insurance
We specialize in a wide variety of insurance solutions to meet your needs. Whether youre looking for personal insurance, business insurance, employee benefits, or financial services, we provide quality service and advice you can count on. Contact us today to get started.
Kennett, MO
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